Enterprise Token Cross border Settlement and Compliance Service Package: Global Settlement?? Solutio

Enterprise Token Cross border Settlement and Compliance Service Package: Global Settlement?? Solution//Global IPLC service provider of Shigeng Communication

一、In 2026, with the rapid development of AI big models and digital service trade, the concept of "Token" is evolving from a proprietary term in the encrypted world to a core unit for global digital service pricing. When China's computing power clusters export AI inference services overseas with globally leading cost-effectiveness, "Token export" has become a new growth pole for digital trade - China currently accounts for 61% of global AI Token usage, becoming the most cost-effective AI computing power supplier. However, high-frequency, small-scale, and cross time zone token trading poses unprecedented challenges to traditional cross-border settlement systems. The enterprise token cross-border settlement and compliance service package is a systematic solution that has emerged in this industry transformation.

1. Concept clarification: The triple identity and compliance boundary of Token going global

Before starting the discussion, it is necessary to first clarify the compliant definition of "Token". There are three completely different token forms in the current market, and their compliance paths are vastly different:

AI Computing Power Token (Digital Service Trade): As a unit of measurement for processing information in large models (officially named "Ciyuan"), it belongs to the category of service trade and does not involve the red line of virtual currency regulation. Its cross-border income and expenditure follow the regulations on foreign exchange management under current account, and are processed through banks or licensed payment institutions for foreign exchange collection and settlement. This is the most clear and smooth compliance track for current policies.

Asset Backed Securities Tokens (RWA/Financial Attributes): It is strictly prohibited to issue and trade RWA tokens domestically. The only compliance path is "Overseas issuance of asset-backed securities tokens by domestic assets", which must be filed with the China Securities Regulatory Commission and undergo ODI procedures.

Virtual currency/stablecoin: It is strictly prohibited within the country to issue stablecoins pegged to the Chinese yuan without approval.

The focus of this article is on "cross-border settlement of enterprise tokens", specifically referring to the first type of digital service trade settlement scenario represented by AI computing power tokens.

2. Pain Point Analysis: Why Traditional Cross border Settlement Cannot Adapt to Token Economy

The token economy has completely different characteristics from traditional trade, which make the traditional cross-border payment system inadequate:

High frequency and small amount: A single API call may only generate a few cents in token fees, but global developers may initiate tens of thousands of calls per second. The traditional wire transfer fee structure of $15-30 per transaction is completely incompatible.

24/7 uninterrupted: AI services have no borders or time zones, and settlement needs occur 24/7. However, the traditional banking system is limited by business hours, time zone differences, and agent bank networks, and cross-border remittances often take 1-3 working days.

Multi currency complex exchange: Overseas users may pay in local currencies such as Euro, Japanese Yen, Brazilian Real, while domestic enterprises require RMB settlement. Traditional currency exchange links are long and result in significant exchange rate losses.

Difficulty in providing compliance evidence: Each token transaction requires the retention of complete technical call records as proof of the authenticity of the trade background, and traditional settlement channels cannot automatically associate the entire data chain of "call volume billing payment".

Cross border pressure on data: Token services involve a closed-loop process of "overseas data entry - domestic processing - result feedback", which must meet both China's data export supervision and the legal requirements of the user's country (such as the EU GDPR).

3. Service Package Architecture: Four Core Modules Build a Compliance Loop

The enterprise token cross-border settlement and compliance service package is essentially a systematic infrastructure that integrates "business flow, fund flow, data flow, and compliance flow" into one.

Module 1: Global Acquiring and Multi Currency Settlement

The core of the service package is to connect global payment channels and support overseas users to complete payments in the most familiar way:

Multi currency local receiving account: Open local receiving accounts in major currency areas such as US dollars, euros, pounds, Japanese yen, Singapore dollars, etc., to achieve same currency settlement and reduce exchange losses.

Access to over 100 local payment methods: covering credit cards, electronic wallets, local bank transfers (such as Brazil's Pix, Southeast Asia's GrabPay), etc., eliminating payment barriers.

Intelligent routing and exchange rate optimization: Based on real-time exchange rates, the optimal exchange path is automatically selected. Some solutions now support on chain foreign exchange through regulated stablecoins as intermediaries, significantly reducing slippage.

Mainstream licensed service providers include Airwallex Skylink (87 global licenses), Lianlian International (68 qualifications), PingPong (67 licenses), Wanlihui (100+licenses), etc. Chinese Mainland entities can open accounts directly.

Module 2: Compliance Embedding and Regulatory Adaptation

Compliance is not a remedy after the fact, but the underlying gene of the service package:

KYC/AML automation: Built in customer identification, suspicious transaction reporting, and sanction list screening mechanisms, meeting FATF international standards and local regulatory requirements in various countries.

Data export compliance path selection: Automatically match compliance paths based on the scale of outbound data - personal information of less than 100000 people who have accumulated outbound data can be exempted from declaration; 100000 to 1 million people are eligible for Standard Contract (SCC) filing; If there are more than one million people or sensitive personal information involved, a security assessment will be triggered.

Technology export control screening: Automatically evaluate whether AI models belong to restricted export technologies and perform export control list verification.

Tamper proof audit trail: Bind the compliance information of each transaction with payment information to form an encrypted audit chain for regulatory agencies to access as needed.

Module 3: Billing Engine and Fund Distribution

The uniqueness of token economy requires deep coupling of billing and distribution capabilities:

API usage billing: supports multiple billing modes based on token quantity, task package, service level, etc., automatically associating technology call records and payment records.

Developer profit sharing and bulk settlement: Targeting platform based AI enterprises, it supports bulk payments to global developers and computing service providers, with the fastest real-time payment.

Virtual card expenditure control: Provide virtual cards for scenarios such as purchasing computing power and SaaS subscriptions on AI platforms, supporting card management by team/project, limit and approval control.

Module 4: Infrastructure and Pilot Channels

For enterprises operating on a large scale, service packages also provide deeper infrastructure support:

Pilot channel for "data processing": Based on policy pilots such as the Shantou Overseas Chinese Economic and Cultural Cooperation Pilot Zone, a closed-loop system of "offshore data center production token overseas call data compliance transmission" is achieved through physically isolated international data centers and cross-border data dedicated channels.

ODI compliance support: Assist enterprises in completing overseas direct investment approval/filing and foreign exchange registration, and support the establishment of overseas subsidiaries.

Exploration of CBDC Cross border Settlement: With the advancement of projects such as the mBridge, the high-frequency and measurable characteristics of AI Token exports are becoming an important scenario for driving CBDC from experimentation to application.

4. Global trend: Token based settlement is reshaping the cross-border payment landscape

Cross border settlement of enterprise tokens is not an isolated phenomenon, but a part of the global financial infrastructure transformation:

SWIFT blockchain ledger landing: In July 2026, the SWIFT blockchain shared ledger was officially put into use, and 17 global banks took the lead in launching a 7 × 24-hour cross-border payment pilot based on tokenized deposits. This indicates that the traditional financial system is actively absorbing tokenization technology.

Exploration at the central bank level: The central banks of France and South Korea are exploring the cross-border payment applications of tokenized wholesale CBDCs and commercial bank deposits under the Project Agora framework led by BIS.

Accelerating the development of industry standards: China Academy of Information and Communications Technology has jointly launched the "Computing Power Token Overseas Ecological Plan" with the industry chain, promoting the development of two standard specifications, the "Compliance Guidelines for Cross border Flow of Artificial Intelligence Tokens" and the "Technical Requirements".

Conclusion

The value of enterprise token cross-border settlement and compliance service packages goes far beyond solving the problem of "how to get money back". It represents a new global business paradigm - when AI computing power becomes a standard commodity that can be measured, priced, and delivered across borders, the competitive boundaries of enterprises are no longer limited by geography, but depend on the strength of their global settlement and compliance capabilities.

二、Shigeng Communication Global Office Network Products:

The global office network product of Shigeng Communication is a high-quality product developed by the company for Chinese and foreign enterprise customers to access the application data transmission internet of overseas enterprises by making full use of its own network coverage and network management advantages.

Features of Global Application Network Products for Multinational Enterprises:

1. Quickly access global Internet cloud platform resources

2. Stable and low latency global cloud based video conferencing

3. Convenient and fast use of Internet resource sharing cloud platform (OA/ERP/cloud storage and other applications

Product tariff: